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My Finances
Good morning
— SALARY
Gross ₹—  ·  Deductions ₹—  ·  Working days
₹—
PF Saved
₹—
TDS Deducted
Annual CTC
₹—
Cost to company
YTD Earned (FY)
₹—
Apr – Mar
YTD Tax (TDS)
₹—
Deducted this FY
PF Balance (FY)
₹—
Employee contribution
Finance Insights
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Salary Processing Timeline
Earnings & Deductions —
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Salary split
Salary split chart Donut chart showing net pay, PF, TDS, and other deductions
Net vs Gross ratio
₹0 0%
Net take-home trend
Last 6 months
Net salary trend Line chart showing net take-home salary for the last 6 months
Month-wise summary
MonthGrossDeductionsNet PayStatus
No active loans or advances.
Income Tax Computation
FY 2025–26 New Regime ● Updated today
Gross Salary (FY)
₹0
Estimated annual
0 of 12 months0%
Net Taxable Income
₹0
After ₹75,000 standard deduction
TDS Deducted (YTD)
₹0
Tax paid0%
Remaining Tax
₹0
Still due0%
Tax Computation (Section 17)
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Month-wise TDS Deduction
Month
TDS Deducted
Net Pay
Status
FY Monthly Breakdown
🛡️
Investment Declaration
FY 2026–27 ● Open
Deadline: 31 Jan 2027
1
Fill Declaration
2
Upload Proofs
3
HR Review
4
Approved
Total Declared
₹0
of ₹1,50,000 (80C limit)
Tax Saving
₹0
Estimated annual saving
Remaining 80C
₹1,50,000
Available to declare
Sections Filled
0 / 4
Completeness
§Section 80C — Life Insurance & Investments
Limit ₹1,50,000
Life Insurance Premium (LIC)
Self / Spouse / Children · Any insurer
Add amount
Unit Linked Insurance Plan (ULIP)
Self / Spouse / Children
Add amount
Public Provident Fund (PPF)
Self account only · 15yr lock-in
Add amount
ELSS / Mutual Funds
Equity Linked Savings Scheme · 3yr lock-in
Add amount
National Savings Certificate (NSC)
Post office NSC · 5yr maturity
Add amount
NSC — Accrued Interest
Interest accrued on NSC (re-invested)
Add amount
Tax Saving Fixed Deposit
Scheduled bank FD · 5yr lock-in
Add amount
Pension Plan / Annuity
Sec 80CCC · LIC / other insurer pension
Add amount
Sukanya Samriddhi Yojana (SSY)
Girl child scheme · Post office account
Add amount
Home Loan — Principal Repayment
Self-occupied property only
Add amount
Children's Tuition Fees
Max 2 children · Full-time education only
Add amount
Senior Citizen Savings Scheme (SCSS)
Age 60+ · Post office / bank
Add amount
Section 80C Total₹0 / ₹1,50,000
§Section 80CCD — National Pension Scheme
80CCD-1B: Extra ₹50,000
NPS — Employee Contribution (80CCD-1)
Within 80C ₹1,50,000 limit
Add amount
NPS — Additional Contribution (80CCD-1B)
Over & above 80C · Extra ₹50,000 deduction
Add amount
NPS Total₹0 / ₹50,000 additional
§Section 80D — Health Insurance (Mediclaim)
Self ₹25,000 · Parents ₹50,000
Mediclaim — Self / Spouse / Children
Excluding contribution made via salary
Add amount
Mediclaim — Parents (below 60 yrs)
Additional ₹25,000 deduction
Add amount
Mediclaim — Senior Citizen Parents (60+)
Enhanced limit ₹50,000 for senior citizens
Add amount
Section 80D Total₹0 / ₹75,000
§House Property Income / Loss
Section 24b · ₹2,00,000 limit
Home Loan Interest — Self Occupied
Section 24b · Max ₹2,00,000/yr
Add amount
Pre-construction Interest
1/5th of total pre-construction interest
Add amount
Loan on Electric Vehicle (80EEB)
Interest on EV loan · ₹1,50,000 limit
Add amount
House Property Total₹0
§HRA — House Rent Allowance
Actual rent paid
Monthly Rent Paid
Rent receipts required if >₹1L/year
Add amount
City Type
Metro: 50% of basic · Non-metro: 40%
Landlord PAN Number
Mandatory if annual rent > ₹1,00,000
Optional
HRA Exemption (estimated)₹0
§Other Deductions — 80E / 80DD / 80U / 80G
Education / Disability / Donations
Education Loan Interest (80E)
No upper limit · Self / Spouse / Children
Add amount
Self Disability (80U)
Normal: ₹75,000 · Severe: ₹1,25,000
Add amount
Dependent Disability (80DD)
Disabled dependent · Fixed ₹75,000 / ₹1,25,000
Add amount
Donations (80G)
50% / 100% deduction · Approved institutions only
Add amount
Other Deductions Total₹0
§Previous Employer Income & Other Income
For FY consolidation
Previous Employer — Taxable Income
Income from previous employer this FY
Add amount
Previous Employer — TDS Deducted
TDS already deducted by previous employer
Add amount
Savings Bank Interest (80TTA)
Max ₹10,000 deduction · Non-senior citizens
Add amount
FD / NSC Interest Income (Other Income)
Interest income from fixed deposits & NSC
Add amount
Other Income Sources
Rental income / freelance / other taxable income
Add amount
Tax Deducted at Source (Form 16A/26AS)
TDS from bank / other sources
Add amount
Previous / Other Income Net₹0
Declaration is editable until the deadline. Investment proofs must be submitted at year-end for final settlement. All amounts in INR.
Proof Documents
0 files uploaded
📄
Drag & drop files here
PDF, JPG, PNG · Max 5MB per file
Required Proofs by Section
80CLIC policy receipt · PPF passbook · ELSS statement · School fee receipt
80DMediclaim premium receipt · Insurance certificate
HRARent receipts · Rental agreement · Landlord PAN copy
HouseHome loan interest certificate · Bank statement
80EEducation loan interest certificate from bank
Prev EmpForm 16 / salary slips from previous employer
Tax Impact — Live
Annual CTC₹—
Standard Deduction−₹75,000
Your Declarations₹0
Net Taxable Income₹14,25,000
Tax Payable (New Regime)₹—
Potential Tax Saving
₹0
Fill declarations to see savings
Regime Comparison
New Regime
Recommended
₹—
Old Regime
With declarations
₹—
💡 Old regime benefits when total deductions exceed ₹3.5L+ for this salary slab.
Checklist
0 / 7
80C investments declared
NPS contribution (80CCD)
Health insurance (80D)
House property / loan
HRA rent details
Other deductions (80E/80G)
Previous employer income
Declaration submitted

Form 16 — Select Financial Year

Only years with at least one generated payslip can be downloaded.